MyPolicyLoan - A Gracie Point Company

Pre-Qualifying for a Gracie Point Loan

To pre-qualify for a loan, you only need to meet certain basic qualifying characteristics.

Loan Amount:

Needs to be $100,000 or greater

Net Worth:

Needs to be $2M or greater

Credit Score:

Needs to be greater than 725

Pre Approved Policy Carriers:

Allianz Life Insurance Company of North America
Aviva Life and Annuity Company
AXA Equitable Life Insurance Company
Canada Life Assurance Co.
Guardian Life Insurance Company of America
Hartford Life Insurance Company
John Hancock Life Insurance Company (USA)
Lincoln Benefit Life Company
Lincoln National Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
Minnesota Life Insurance Company
National Life Group
Nationwide Life Insurance Company
New York Life Insurance Company
Northwestern Mutual Life Insurance Company
Pacific Life Insurance Company
Penn Mutual Life Insurance Company
Principal Life Insurance Company
Protective Life Insurance Company
Prudential Insurance Company of America
Security Life of Denver Insurance Co.
Transamerica Life Insurance Company
Zurich American Life Insurance Company

Don't see your Insurance Carrier?

Contact us and we can discuss with you to see whether we can offer you a premium finance loan.

Contact Us
or Call (212) 487-5111


We are able to offer loans in almost every state.  If we cannot offer you a loan directly, we may be able to arrange a loan for you through one of our banking partners.  Use our easy Pre-Qualifying Form or call us at (212) 487-5111.

Final qualification is subject to additional conditions in each state.

Nothing herein constitutes an offer to provide premium finance or insurance. Any final offer to extend a loan to you will require completion of our standard loan application and completion of our customary underwriting procedures and documentation.

By clicking the "Do I Qualify" button, I agree to receive marketing via automatic telephone dialing system or by artificial/pre-recorded message, or by text message from Gracie Point or one of its bank lending partners or their agents, this website, and partner companies at the telephone number I have provided. I understand that my consent is not required as a condition of purchasing any goods or services. I authorize these companies or their agents to confirm my information through the use of a consumer report, which may include my credit score.

Rates as low as 3.5%

Fill out below to see if you qualify.

Loan Type

Loan Amount

Credit Score

Net Worth